Our consultants reply readers’ bank card questions and write unbiased product critiques (this is how we assess bank cards). In some instances, we obtain a fee from our companions; nonetheless, our opinions are our personal. Phrases apply to provides listed on this web page.
The knowledge for the next product(s) has been collected independently by Enterprise Insider: Hilton Honors American Specific Surpass® Card, Hilton Honors American Specific Aspire Card. The small print for these merchandise haven’t been reviewed or offered by the issuer.
- Hilton Honors American Specific Card is providing 100,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard within the first six months of card membership (supply ends 1/17/2024).
- The bonus is price a minimal of $500 when spent on award stays at Hilton properties.
- The Hilton Amex card doesn’t have an annual price, and comes with complimentary Silver elite standing.
David Slotnick/Enterprise Insider
The Hilton Honors American Specific Card is providing a tempting welcome bonus, simply in time for vacation spending. As a brand new cardholder, you’ll earn 100,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard within the first six months of card membership (supply ends 1/17/2024). This reward is 25% increased than the usual bonus of 80,000 factors. Amex is an Insider accomplice.
It is an thrilling week for Hilton cardholders total. Prospects who maintain the mid-tier Hilton Honors American Specific Surpass® Card
or the premium Hilton Honors American Specific Aspire Card
will quickly obtain enhanced advantages – in addition to elevated annual charges.
Desire a Hilton card, however do not know which one to get? Learn our information to the finest Hilton bank cards that can assist you resolve.
What it’s best to know in regards to the Hilton Honors Amex Card
The Hilton Honors Amex is the resort chain’s base-level bank card. However this straightforward card is way from fundamental, blowing many different no-annual-fee bank cards out of the water.
Hilton Honors American Specific Card
Common APR
20.99% – 29.99% Variable
Restricted Time Provide: Earn 100,000 Hilton Honors bonus factors
Really useful Credit score
Good to Wonderful
- Excessive welcome bonus
- No annual price
- Complimentary Silver elite standing with Hilton
- Restricted advantages past incomes Hilton factors
Product Particulars
- Earn 100,000 Hilton Honors Bonus Factors after you spend $2,000 in purchases on the Card within the first 6 months of Card Membership.
- Earn 7X Hilton Honors Bonus Factors for every greenback of eligible purchases charged straight with inns and resorts throughout the Hilton portfolio.
- Earn 5X Factors per greenback on purchases at U.S. eating places, at U.S. supermarkets, and at U.S. gasoline stations.
- Earn 3X Factors for all different eligible purchases in your Card.
- Take pleasure in complimentary Hilton Honors Silver standing along with your Card. Plus, spend $20,000 on eligible purchases in your Card in a calendar yr and you’ll earn an improve to Hilton Honors Gold standing by way of the top of the following calendar yr.
- No International Transaction Charges. Take pleasure in worldwide journey with out extra charges on purchases made overseas.
- No Annual Price.
- Phrases Apply.
Factors-earning charges
The Hilton Amex card earns Hilton Honors factors per greenback spent throughout the next classes:
- 7x factors on eligible Hilton bills
- 5x factors on US eating places, US supermarkets, and US gasoline stations
- 3x factors per greenback spent on all different eligible purchases
Enterprise Insider values Hilton factors at 0.5 cents every, so every greenback you spend on this card can earn a minimal of 1.5 cents in Hilton factors. Do not forget that Hilton Honors members additionally earn 10 factors per greenback spent at most Hilton manufacturers, so your earnings can rapidly add up while you guide paid reservations utilizing your Hilton Honors bank card.
Complimentary Hilton elite standing
You may additionally obtain complimentary Hilton Honors Silver Elite standing as a Hilton Amex cardholder, which comes with the next advantages:
- Get your fifth evening free while you guide an award keep of 5 nights or extra
- Earn a 20% factors bonus on paid stays
- Obtain free bottled water
- You’ll be able to roll over unused elite nights
If you happen to spend $20,000 or extra per calendar yr on the Hilton Honors Amex, you may earn complimentary Gold elite standing. Hilton Gold elite standing consists of free breakfast, which you may obtain as a meals and beverage credit score at US inns. You may additionally earn an 80% factors bonus on paid stays and be eligible for complimentary room upgrades when out there.
Secondary rental automotive insurance coverage and protection
This profit can prevent some huge cash on rental automotive insurance coverage while you journey. You obtain secondary protection for harm or theft of your rental automotive when you pay for the automobile with the Hilton Amex card and decline the collision harm waiver on the rental counter. Word that some international locations and automobile sorts are excluded, so be sure to learn the nice print in your vacation spot and rental earlier than you signal the paperwork. Legal responsibility insurance coverage is not included on this perk.
Incomes and redeeming Hilton Honors factors
The present welcome bonus provides you with 100,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard within the first six months of card membership (supply ends 1/17/2024). If you happen to attain the $2,000 spending requirement making Hilton resort purchases, you possibly can find yourself with 114,000 Hilton Honors factors, since eligible Hilton purchases earn 7 factors per greenback.
Hilton Honors factors are price roughly 0.5 cents apiece, which implies your potential welcome bonus of 100,000 is price no less than $500.
The finest method to make use of Hilton factors is on resort redemptions, and one of the best ways to maximise your worth is by redeeming factors free of charge resort stays, or combining factors and money to offset your out-of-pocket journey prices. With greater than 7,000 properties worldwide throughout 19 completely different manufacturers — together with the new millennial-friendly Tempo model — you may discover no lack of thrilling alternatives to spend your Hilton factors.
On the low finish: Hilton Honors resort stays from 5,000 factors per evening
If you happen to’re a finances traveler, Hilton provides some low cost alternatives world wide that can meet your frugal wants. The Hampton by Hilton Yopal in Colombia, for instance, provides rewards charges from simply 5,000 factors per evening. If you happen to may discover sufficient 5,000-nights in a row, your Hilton Honors stash of 114,000 factors may earn you 28 free nights at this resort, since your Silver elite standing provides you your fifth evening free when reserving stays of 5 nights or extra.
On the excessive finish: Luxurious stays at five-star resorts
Hilton has numerous five-star resorts worldwide. The Waldorf Astoria Los Cabos Pedregal is one such instance, nestled within the mountains on the southern tip of Mexico’s Baja California peninsula. This stunning resort features a personal pool overlooking the ocean on the mountainside terrace of every room, and charges start at a whopping $1,300 or extra per evening. Nonetheless, reward stays start at simply 120,000 Hilton Honors factors per evening, which means your 100,000 level stability — with a bit assist from extra spending — could possibly be price excess of the money worth of $500.
Who ought to get the Hilton Honors Amex Card?
The Hilton Honors Amex card is not for everybody, nevertheless it’s an excellent match for many individuals. Since there is not any annual price, it will not value you something to maintain it in your pockets, particularly when you keep at lower-end Hilton properties no less than a few times a yr. If nothing else, the complimentary Silver elite standing can prevent a couple of pennies on bottled water whereas touring, and it by no means hurts to have some supplemental rental automotive safety.
If you happen to’re a heavy Hilton loyalist, contemplate the mid-tier Hilton Honors American Specific Surpass® Card or the premium Hilton Honors American Specific Aspire Card. Whereas each of those playing cards carry annual charges, in addition they include beneficiant advantages to match.